All Swiss payment methods
TWINT, credit cards (Visa, Mastercard, Amex), PostFinance Pay, Apple Pay, Google Pay and QR-bill – the payment methods your Swiss customers expect, in one integration.
saldiaPay · Payment provider from Switzerland
The payment provider for Switzerland
All Swiss payment methods from a single source: TWINT, credit cards, PostFinance Pay, Apple Pay, Google Pay, QR-bill and buy on invoice — one contract, one dashboard, billed in CHF.
Why saldiaPay as your payment provider?
A Swiss payment provider that covers every important payment method – without contract juggling.
One contract, one dashboard
Instead of managing several providers and contracts, everything runs through saldiaPay. One contract, one login, full control over all transactions.
Billing in CHF
Your payouts and statements are in Swiss francs – without currency conversion and hidden exchange-rate markups common with many international providers.
TWINT & express checkout
TWINT, Apple Pay and Google Pay for a checkout in seconds – by QR or tap, without typing card details. Fewer abandoned carts, higher completion.
Buy on invoice & payment links
Offer invoice purchase (your money immediately, no default risk) or collect via payment link without a shop – by email, SMS or messenger.
Swiss support
When you have questions, you reach real support from Switzerland – instead of an international helpdesk in another time zone.
saldiaPay vs. international providers
What really matters in a payment provider for Switzerland.
| Criterion | saldiaPay | International providers |
|---|---|---|
| TWINT | Included | Often unavailable |
| PostFinance Pay | Included | Rarely supported |
| QR-bill | Included | Usually not available |
| Buy on invoice | Included | Separate provider |
| Billing | In CHF | Often EUR/USD with FX |
| Support | Swiss support | International, mostly English |
What makes a good payment provider in Switzerland
A payment provider is only useful in Switzerland if it covers the payment methods common here. TWINT has long been standard, many customers pay with PostFinance Pay or expect the QR-bill. International providers often don't cover these Swiss methods, or only via workarounds – and bill in EUR or USD.
saldiaPay is built for Switzerland from the ground up: all common payment methods in one solution, billed in CHF, with a single contract. So you don't lose sales to a checkout that doesn't offer the desired payment method.
- TWINT, cards, PostFinance Pay, Apple/Google Pay, QR-bill
- Billing in CHF without exchange-rate markups
- One contract instead of several providers
- Built for the Swiss market
TWINT in your shop – the most-used payment app
TWINT is standard in Switzerland – if you sell online, you should offer it. With saldiaPay you enable TWINT at checkout and give customers the fastest way to pay: scan a QR code or one tap in the app, done.
Because the method is familiar, the checkout barrier drops – and so does the abandonment rate. Together with Apple Pay and Google Pay, saldiaPay delivers complete express checkout without typing card details.
- QR-code and in-app payment
- Mobile-optimised checkout
- Instant payment confirmation
- Fewer abandoned carts
Buy on invoice – more revenue without default risk
Ordering on invoice is one of the most popular payment methods in Switzerland. Offering it lowers the purchase barrier and demonstrably increases conversion and basket size. With saldiaPay you offer invoice purchase without carrying the risk: you receive your money immediately, the default risk lies with the provider.
Invoicing, reminders and debt collection run through the provider – and invoice purchase is a seamless part of your wider payment mix of TWINT, cards and QR-bill.
- Your money immediately, risk with the provider
- Higher conversion & larger baskets
- Reminders & collection included
- Part of your complete payment mix
One contract, one dashboard – full control
Using several payment providers in parallel means juggling contracts, logins and different statements. With saldiaPay everything runs through one dashboard: you see all transactions in one place, keep track of payouts and manage your payment methods centrally.
That not only saves time in accounting but also makes reporting easier. One point of contact, one statement, one clear overview – instead of gathering data from several systems.
- All transactions in one dashboard
- Central management of payment methods
- Easier reporting and accounting
- One point of contact instead of several providers
Collect payments with and without an online shop
saldiaPay works beyond the online shop. With payment links you collect payments without a shop too: create a link with a fixed or open amount and send it via email, SMS or messenger. Ideal for services, invoices or a quick sale in between.
If you run a saldiaShop, the payment function is integrated directly and ready to use. saldiaPay also works seamlessly with other saldia products like saldiaBilling for subscriptions – payment is the same reliable building block everywhere.
- Payment links via email, SMS or messenger
- Fixed or open amounts
- Integrated directly in saldiaShop
- Works with saldiaBilling for subscriptions
Frequently asked questions
Which payment methods does saldiaPay cover?
TWINT, credit cards (Visa, Mastercard, American Express), PostFinance Pay, Apple Pay, Google Pay, the QR-bill and buy on invoice – all under a single contract.
Can I enable TWINT on its own?
Yes. You choose which methods to offer – TWINT can be enabled just like cards, PostFinance Pay or invoice purchase. Everything stays bundled in one contract.
How does buy on invoice work?
You offer invoice purchase at checkout and receive your money immediately. The default risk as well as invoicing, reminders and collection are handled by the provider.
In which currency is settlement made?
Payouts and statements are in Swiss francs (CHF) – without currency conversion and hidden exchange-rate markups.
Do I need a saldiaShop to use saldiaPay?
No. saldiaPay works in your online shop but can also be used entirely without a shop via payment link. In saldiaShop the payment function is integrated directly.
Your payment provider from Switzerland
Accept TWINT, cards, PostFinance Pay, QR-bill and buy on invoice with saldiaPay – one contract, one dashboard, billed in CHF.